As Buffett says "A public-opinion poll is no substitute for thought." If you are planning to make an investment doesn't it make sense to check things for yourself? After all no one will ever take as much care of your money as you will yourself. One thing which many people tend to forget when they first start to invest in the markets is that they are investing for the medium to long term. Let take a worst case scenario here and assume your creditors aren't helpful. If you find that is the case then start to look at some of the options. Do you have a family member that can lend you the cash to pay off what you owe? If not, what about your bank? Ask them for a loan that you can repay over a period of time you feel comfortable with. Understanding The Stock Market 101 If you are looking to get started with investing in stocks and shares you really need to get to grips with understanding the stock market. While you don't need to become an expert or have an in depth knowledge you certainly need at the very least a basic understanding. Just as with any other form of loan every aspect of it needs to be carefully weighed up before going ahead. Things to consider are: 1. How much will the overall cost of the loan work out at? 2. How much will be saved each and every month over what is currently being paid? 3. Is there a cheaper option? " Many newcomers to the world of investments think only of stocks and shares but there are of course many more options out there. Some of which are possibly far better for beginners. For anyone looking to get started with investing they need to consider whether they will be investing a lump sum or regular monthly payments. There are very few industries that have as much complicated terminology and jargon as the financial markets and if you are going to make the grade you really will benefit from having a stock market dictionary at hand to refer to. It's not just the jargon and terminology either there are all the various abbreviations that are sprinkled around like confetti to think of as well.