Don't just go to their sites though. Look for some of the magazines and comparison sites they will give you lenders you probably wouldn't have thought of. Once you're armed with these figures you can start to call the companies on the phone and see what they'll offer you. Do this well and you will get yourself an outstanding credit card bill consolidation. While in college funds may be tight but the self discipline of providing for yourself in the future will be great way to learn the skills that you will also need in building your career. In fact investing money while in college has so many benefits that it should probably be included on the curriculum. So yes, a non profit may charge you less but they could still end up costing you more if their people aren't good at reducing your monthly or weekly payments. You should also bear in mind that while they might be non profit they still have to pay for their expenses. While they may not have the swanky offices their commercial cousins have they still have to fund their employee's salaries. By learning to manage your risk levels you can ensure that you only select positions you will feel comfortable with over the medium to long term life of your portfolio. Once you begin to get a good grasp of how the markets operate you can begin to make some investments of your own. However before you start to lay down your hard earned cash you might want to try paper trading. It is needless to mention why people would want the best saving accounts they can get at this stage, because their financial life is almost on the verge of or already has become stable. The account they are opening now is an instrument of savings. Probably you are contemplating on opening a saving account too. While you don't need to become an expert or have an in depth knowledge you certainly need at the very least a basic understanding. The stock market is in its simplest form just an auction but it is one with a sting in the tail for the unwary. To help you start understanding the stock market you need to think of what makes it work.