Whichever one you decide on it is always a good idea to paper trade first. That is where you decide on a particular stock and only place the order on paper. This will help you to see if you are happy with the market fluctuations as well as with the types of choices either you or your adviser made. Take all these steps and you have the answer to your question "how do I get started in the stock market? Once you begin to get a good grasp of how the markets operate you can begin to make some investments of your own. However before you start to lay down your hard earned cash you might want to try paper trading. That is where you select a particular stock and decide how much you would like to invest into it but instead of placing an order with a stockbroker you simply record the transaction on paper. Just remember that there is no right or wrong there is only right for the individual concerned. As part of assessing your own comfort level you will want to feel comfortable that you can afford to risk losing the money that you are planning to invest. Obviously you don't want to lose it but if you absolutely can't afford to then you should look for something which carries a significantly lower level of risk. (ii) The second thing you need to check is the amount that the bank needs you to deposit so that you can open the account. Different financial institutions have different limits here and hence you need to ask them personally or check their written brochures. (iii) Since these are savings accounts, you will need to keep some amount in the bank each month. It sounds great the way the banks and loan companies promote bill consolidation loans doesn't it? Just one small monthly repayment covers all your outstanding debts. Well in some cases that is very true but every case is different and you have to do you own checking to make sure you will be better off. The main thing is to choose carefully when you're seeking out a consolidation service to act on your behalf. Choosing wisely will usually get you a lower repayment each month and possibly a shorter term as well. However go with the wrong credit counselling service and you'll be paying out more and for longer.